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At Physician Financial and Insurance Services, we have a dedicated a web site, LifeForPhysicians.com, which provides information on life insurance plans for physicians and dentists. We have been working with members of the medical community on disability insurance, long term care insurance , health insurance and life insurance since 1993 and have a unique understanding of physicians' needs, rotations, schedules and preferences.

Founded by Tate Christopher in 1993, Physician Financial and Insurance Services has helped thousands of physicians organize their personal and business finances. Physician Financial and Insurance Services focus is to provide medical professionals a financial overview and implement a personalized long term strategy through various insurance products that are designed to meet their present and future needs. Tate has been recognized and honored for eight consecutive years 2009-2016 as a member of the Million Dollar Roundtable, MDRT, which is the Premier Association of Financial Professionals.  Members are accepted based on their demonstration of exceptional professional knowledge, strict ethical conduct and outstanding client service.  
 

While there are many decisions you will have to make when assessing your life insurance needs, one of the most basic is whether you need permanent life insurance or term life insurance. A simple way to understand the differences between these two types of life insurance is by comparing them to something familiar to all of us---finding a place to live. Tailoring life insurance to fit your needs is like finding a place to live. Once you find the right home, you need to choose how to pay for it. Buying permanent life insurance is like owning a home, while buying term life insurance is like renting one.  

For many physicians, the first step is typically purchasing a low cost term life insurance policy with guaranteed level premiums for 10, 20 or 30 years.  As your income and net worth rises, the purchase of a whole life insurance, uuniversal life insurance or survivorship life insurance policy for estate planning purposes is more likely.

Please visit our main web page Tatemoney.com which links you to all our web sites.

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